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The Financial Inclusion Illusion: A bird’s eye view on Zimbabwe

    Regulators, politicians, and academics have always been interested in this ratio. Companies have taken turns to talk about this ratio as a measure of their successes in the digital space.… Read More »The Financial Inclusion Illusion: A bird’s eye view on Zimbabwe

    Paynet ultimatum! A rethink at the dangers of Monopoly Fintechs

      Repost of an article dated June 2019 Firstly I must lay bare my bias against any monopoly. Whether it is Ecocash accounting for 95% of all P2P payments or Zimswitch… Read More »Paynet ultimatum! A rethink at the dangers of Monopoly Fintechs

      Advancing Financial Inclusion through Digitisation of Government receipts in Zimbabwe.

        http://ebusinessweekly.co.zw/advancing-financial-inclusion-through-digitisation-of-govt-receipts/ Today, merchant payment flows, with an estimated value of $80 billion are now a significant feature in the national payment landscape. It is estimated that over 70% of transaction… Read More »Advancing Financial Inclusion through Digitisation of Government receipts in Zimbabwe.

        Fintech feature: Solution-based versus Account-based thinking

          Zimbabwe could be said to have adopted a structured economic system from the inception. In the sense that every traditional apparatus existed to run a thriving economy and in particular… Read More »Fintech feature: Solution-based versus Account-based thinking

          Trust, Key to a Successful Digital Economy

            Prior to the failure of numerous troubled Financial Institutions in the early 2000s and the fall of the Zimbabwe currency in 2008, banks were considered with very high regard as… Read More »Trust, Key to a Successful Digital Economy

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